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Chapter 13 Bankruptcy

May 19, 2014

If you make too much money or have too much non-exempt equity in your property you may need to file for Chapter 13 bankruptcy.  Chapter 13 bankruptcy is an alternative to Chapter 7 bankruptcy that allows an individual or married couple to keep his or property through individual debt reorganization.  A Chapter 13 bankruptcy is … Continue reading Chapter 13 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 bankruptcy cancels most individual debts.  Its main purpose is to give people who are hopelessly burdened with debt a fresh start quickly, without having to establish a plan to pay creditors. In most Chapter 7 cases, the debts are discharged and the case is completed within 3-4 months after the case is filed. BENEFITS … Continue reading Chapter 7 Bankruptcy